Instant credit without private credit checker information.

An instant loan is characterized by quick processing, most domestic credit institutions promise to pay out money within two bank working days. Deviating from this, a processing time of one week is required via an intermediary and instant loans applied for from Best financial institutions. The waiver of private credit checker information means that the lender does not obtain credit information from the German credit protection agency. The waiver of credit information does not exclude the notification of borrowing to private credit checker.

The Best instant loan

The Best instant loan

The Best instant credit without private credit checker information is best known to consumers. In the case of the corresponding loans, both the request to private credit checker and the notification of the loan payment to it are omitted. The instant loan accelerates the processing time of two weeks, which is usual for Best loans, by half, so that the applicant has the desired money after seven days. The money is paid out in USD for an instant loan without private credit checker information from Switzerland, so that the customer does not bear any foreign currency risk.

The maximum amount of a Best instant loan applied for directly from the bank is USD 3500 to 5000. A prerequisite for direct borrowing from a federal bank is that the applicant receives an income above the garnishment exemption limit, whereby the financial institution does not include any additional income or child benefit.

Alternatives to the Best instant loan

Alternatives to the Best instant loan

Credit intermediaries can apply for an instant loan without private credit checker information from Best banks for amounts of more than 3,500 to 5,000 USD. In addition to loans from Switzerland, the service provider also arranges loans from other foreign banks. The instant loans from other countries outside the USD area are predominantly paid out in the currency of the bank country. A favorable exchange rate development reduces the amount of the repayment, but a course change that is unfavorable for the borrower leads to a higher burden.

When choosing a credit broker, consumers make sure that they do not charge them any upfront costs, but only a reasonably high success commission when the instant credit is actually paid out. An installment payment allowed by the dealer by an existing customer can be interpreted for a specific instant loan without private credit checker information, as this is usually only done with an initial order.

Achievement payday loan – know the requirements

You can apply for a MyCredit Lender Loan, without being a client of the bank, but most likely, the granting of the loan is conditioned on having an account opened at the same bank.

Each bank or bank demands certain requirements to request a payday loan, depending on the characteristics of the credit and the client that requests it.

All in all, and simplifying a lot

All in all, and simplifying a lot

Three would be the requirements that a loan applicant must meet:

  • Be of age.
  • Prove that you can return the money you have requested.
  • Not appear in any list of delinquents.

From there, and through the documentation that will be presented, the financial institution will prepare a study to analyze the risks of the loan and determine the viability of the applicant.

The usual documentation to provide is:

  • To prove to be of legal age: original ID and a photocopy.
  • To prove income: the last income statement (IRPF). With it, they can check the status of your assets. The last 2 or 3 payrolls are also requested.
  • To guarantee the viability of the operation: you can request the work history and sometimes simple notes of the real estate properties that you have. With the latter, a greater knowledge of the charges that such property may be bearing such as mortgages is facilitated.

It will evaluate the income that the client may have

It will evaluate the income that the client may have

Whatever they may be, the goods with which he can respond in case he cannot pay and his credit history. That is, that you have always fulfilled all your payments and that it does not appear in any unpaid files such as Financial Credit Institutions.

In this sense, people with indefinite contracts with seniority in the same company and public officials or employees may more easily obtain a payday loan than a person who works as a self-employed person, who is unemployed or who has a temporary contract.

If you are not granted the loan in the MyCredit Lender, in the payday loan comparator of Good Finance, you can consult the list of payday loans and request the one that interests you most.

In addition, you can enter your information in the section What loans will you be granted? where you can access a list of products that fit your profile and circumstances. Our experts will help you find a solution to your financing.

Comparison of car loans with final installment.

Car loans are now offered by numerous banks and credit institutions. The range of car loans is very diverse today, so that the borrower is now able to benefit from low interest rates and attractive conditions.

In particular, the online banks on the Internet and the numerous car banks have contributed to the fact that today every borrower can find the best individual offer. Many car loans are offered today in connection with installment repayment, as this causes a constant repayment and offers the borrower a constant liquidity burden. Increasingly, however, more and more car loans are being offered with a final installment. Car loans with a final installment are characterized by the fact that only the interest on the loan is paid during the term, and the loan amount is only repaid when the term expires.

Comparison of car loans with final installment – that should be considered

Comparison of car loans with final installment - that should be considered

When comparing car loans with the final installment, borrowers should pay particular attention to a low interest rate. Target and effective interest rates should be differentiated from consumption. The debit interest rate is the adjusted interest rate which, in contrast to the effective interest rate, does not take any further costs into account.

Especially with a car loan with a final installment, borrowers should definitely pay attention to a low interest rate, since the interest on a car loan with a final installment is calculated from the full loan amount. In addition, the term and loan amount should also be adapted exactly to personal requirements. Especially with a car loan with a final installment, it is important to choose a short term so that the loan costs can be kept as low as possible.

Car loans with a final installment can now be applied for in a few steps on the Internet at many banks. Filling out an application form is often enough to take the decisive first step towards a loan. After the application form has been filled out with information on the person, the desired loan and information on income, the creditworthiness check is then carried out by the bank. If this is positive, the loan agreement can be downloaded, printed out and signed. After all, the credit agreement only needs to be sent to the bank, which is where the full loan amount is paid out.

Comparison for auto loans with closing rate on the Internet

Comparison for auto loans with closing rate on the Internet

The comparison for car loans with a final installment can now be made on numerous financial portals on the Internet. Loan calculators now allow quick and easy comparison of multiple offers. Because individual criteria can be taken into account in the comparison, the borrower has the opportunity to find the best individual offer. For example, a loan amount, term, income and much more. be involved in the comparison. The best offers can be filtered out in this way, so that the borrower is able to call up the lowest interest rate permanently and save a lot of money.

Credit for funeral – Find cheapest financing

A death is not only associated with grief, but also with a high financial burden. As the legacy is becoming less and less sufficient to cover funeral expenses, relatives often have to take out a loan for the funeral. The undertaker does not require prepayment or payment of the costs at the grave, but sends an invoice at a reasonable distance from the funeral service.

Since there is enough time for borrowing, nobody in an emotional state of emergency has to use the first loan offered without a price comparison. Only the funeral coffee is usually paid immediately afterwards in the restaurant. The overdraft facility can be used for this rather small amount.

There is also the option of commissioning the funeral company to organize the funeral coffee so that it is paid together with the actual funeral bill. This option is usually also available when the grave is acquired, even if the direct purchase transaction between the surviving dependents and the cemetery administration of the municipality or the religious community prevails.

Credit from the funeral home

Credit from the funeral home


Whether the undertaker grants a loan for the funeral depends on the individual case. Upon request, relatives generally receive a deferral of payment until the payment date of a risk life insurance or a life insurance policy without further ado. Individual funeral directors also offer to arrange payment in installments, which are mostly larger companies. This procedure is particularly convenient in the emotional exceptional situation of a bereavement, since the undertaker is the only contact person to take care of everything.

This also applies in the event that a funeral home does not make any direct installment agreements, but arranges a bank loan at the request of the bereaved. The form of borrowing for funeral expenses, which is easier in the face of mourning, is usually associated with a high interest rate or, in the case of low-interest financing, higher service prices than competitors and is therefore usually not the cheapest form of financing a funeral.

However, the easier credit check when borrowing through the undertaker is advantageous. If he offers the partial payment himself, he usually waives the submission of proof of salary, similar to traders. When borrowing through a partner bank, this reduces their usual creditworthiness requirements, so that most relatives receive a loan for the funeral.

Borrowing for the funeral through a bank and from individuals

Borrowing for the funeral through a bank and from individuals


If the loan is not taken through the undertaker, it is of no interest to the bank whether the applicant is using the desired loan for a funeral or for other purposes. It generally only grants loans if the potential customer meets the creditworthiness requirements. These differ depending on the bank, so individual banks generally exclude self-employed and freelancers or employees of temporary employment agencies as borrowers.

Borrowing for the funeral over the Internet is cheaper than submitting the loan application in a bank branch. An instant loan not only offers the advantage of a quick cash payment, but is inevitably associated with a reduction in the usual credit check. Depending on the amount requested, some financial institutions even refrain from submitting proof of income in favor of quick application processing. Individuals pay out a loan for the funeral, even if they have a poor credit rating, through brokerage platforms, since they are primarily based on the purpose and a funeral loan is one of the most urgently needed loans.

Home purchase loan – finance property cheaply.

Full financing for real estate

Full financing for real estate

Buying a house is always a major financial burden for the individual or for the entire family, because real estate financing has a long term and is therefore accompanied by a fairly high loan amount in order to be able to build or finance the property at all.

Most conservative banks require a certain amount of equity that the borrower must have saved up to when the loan was granted. This is a problem for many consumers, because it can happen that the dream property can be found spontaneously without having prepared for it in advance and already started saving.

Banks and credit brokers have of course recognized this problem, and accordingly there are some credit brokers in particular on the Internet that work with banks and savings banks that also provide full financing for real estate.

Of course, it is assumed that the customer’s creditworthiness speaks in favor of lending at all – a distinction is made between whether the borrower has not saved any capital so far because he was unable to do so due to existing obligations or costs, or whether he did not want it and his money spent on luxury goods.

Applies to home purchase loans

Applies to home purchase loans

Building savings are always an issue when it comes to real estate financing. However, a home savings contract only makes sense if the construction project or the house purchase is planned, but is still in the future and should not be done immediately – in all other cases, a home savings contract for real estate financing makes no sense.

This also applies to home purchase loans, in which a home savings contract is paid in the course of the repayment and only the loan interest is repaid by the borrower – in such constellations, the borrower may wake up badly.

Basically, an annuity loan makes the most sense, because it means that the borrower begins repaying it from the first month, which means that the loan amount shrinks every month, and with it the repayment portion.

In addition, the borrower can determine the repayment rate himself, with the banks generally requiring at least an initial repayment of 1% – which also makes sense, because otherwise you basically only pay interest without the actual debt shrinking.